A lack of savings for a home down payment doesn't have to derail you from buying the house of your dreams. WE CAN HELP YOU!
We respect your budget.
Buying a home should be a blessing not a financial burden. That is why searching for a trustworthy lender is just as important as searching for your home. Your lender can help you evaluate your priorities, help you stay within your budget, and provide you with a powerful negotiating tool in your home purchase. We can help you choose a lender that best meets your needs.
Plan for the process. Each step of the buying process is just as important as the next. In our Buyer Consultation appointment with you, we will walk you through each step of the process so that there are no surprises and that you are well informed when you make each decision.
Together, we will review:
• The current grants available to home buyers
• Discuss home value & the current Market
• Go over the areas and neighborhoods
• Benefits of our representation
• Provide you with a copy of all of forms that we will be using in your home purchase. Having copies of the contracts well in advance will give you an opportunity to read through them thoroughly and ask any questions you might have.
Grant Benefit:
- Grant is non-repayable
- Grant can be used for downpayment or closing cost
- NO first time homebuyer requirement
There are a few restrictions that you need to be aware of:
- Max Home Price $400,000
- Home must be primary residence
- Credit Score FHA/VA 640
- Credit Score Conventional 680
- Buyer income must not exceed $95,500
- Program Fee $675.00
We work with several lenders that are ready to complete your paperwork and get you started on your path to home ownership.
